Home Insurance can feel like a necessary evil at some points and an unnecessary expense at others. How do you continue to protect yourself for when tragedy strikes, while not spending an arm and a leg?
Here are some tips on how to save on your yearly Home Insurance bill, while also maintaining a responsible amount of coverage.
Know The Coverage You Need
If you’re living in Nanaimo it’s probably worth it to consider adding Earthquake Insurance to your insurance. However, if you live in Grand Forks, you may want to save that extra money. The same is true for flood coverage, if you have zero risk of flood, you may not need that coverage.
If you don’t know what coverage may be right for your home, feel free to contact one of our experienced representatives. We can help you figure out what coverages are needed for your home.
Compare Home Insurance Prices
You’re definitely shopping around for the best deal for your computer. Why not do the same for your Home Insurance? The Home Insurance People allows you to do your comparison shopping in one place. We also provide you with highly trained representatives to contact along the way. Click here to get quotes from five of BC’s leading insurers in less than ten minutes.
Increase Your Deductible(s)
Increasing your insurance deductible may not always be the best choice. However, in some cases it can be the best option to save money. Moving your deductible from $500 to $1000 can often save 15% a year on your Home Insurance bill. Don’t make a claim and you save as much as several hundreds of dollars, year after year.
Make Sure You Are Getting The Discounts You’re Eligible For
The representatives at The Home Insurance People will always go through the discount options with you to make sure you’re getting the best deal possible. A few of our markets offer Credit Score discounts, which can provide a discount of up to 20% for some clients.
E-mail us or give us a call
Our goal is to always get you the coverage you need that’s also at the best price possible. Call us so we can look into different options that are geared to your needs and price point.
Feel free to contact us with any questions or concerns that you may have, by phone 1-866-544-4224 or by e-mail at [email protected]. We would love to hear from you.