We may be a bit biased (probably a lot biased), but we truly believe that most people are better off buying their home insurance with an Insurance Broker. That’s because The Home Insurance People are exclusively staffed with Insurance Brokers. In most cases though, our clients have no idea why that sets us apart.
Here’s a few reasons why we think Insurance Brokers are the best
Broker’s Know Their Stuff
If you’re talking with an Insurance Broker you can be assured that they know Insurance. Brokers have to be licensed, which involves annual education requirements. Our broker staff not only complete the annual license requirements, they are also required to complete even further on-going training. This training means that our Insurance Broker staff know the current Insurance coverage’s in full. Our staff also knows the BC market intimately to advise you of the correct coverage for your home.
Insurance Brokers Give You Options
Brokers don’t sell insurance with just one company. In our case, we have over 5 markets to choose from with multiple policy offerings from each company. This means that Brokers can customize your insurance. Not only does that mean you can compare prices, but it also means you’re assured to get the best coverage possible.
An Insurance Broker is Independent
Brokers don’t work for the insurance companies. For us in particular, The Home Insurance People is an independent brokerage, which means we have no ties to any insurance company. This allows us to be completely truthful about the pros and cons of each company.
Insurance Brokers Can Help In A Claim
One of the huge advantages of having a broker is when there’s a claim. Insurance Brokers can work as a intermediary with the insurance company. This means that you and your needs are looked after. The Home Insurance People only deal with markets that have excellent claims service, but if you ever have an concerns during a claim we are here to help.
The Home Insurance People Vs. Your Local Brokerage
Some people prefer to deal in-person. We understand that. However, for those of you who want the best of both worlds, we are here for you. The Home Insurance People gives you the ease of on-line insurance, along with the peace of mind a broker brings. We are here for you when you need us.
Learn more about the broker advantage here: http://www.ibac.ca/Why-Use-A-Broker/The-Broker-Advantage.aspx